PHYSICIAN LOANS
Secure Your Dream Home
Student loans can complicate the home loan process. That’s why Fairway Independent Mortgage Corporation offers financing solutions with numerous advantages for doctors.
Up to 95% loan-to-value (LTV) and no mortgage insurance (MI)*
Primary residence only
Property types allowed: 1-2 primary residence, PUD, condominiums, and co-ops
Purchase and limited cash out refinance options available
Loan amounts up to $2,000,000 with as little as 6 months of reserves required, and future income eligible*
Gift funds may be used after 5% contributions from applicants’ own funds
Idaho Physician Loans Eligibility
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Existing medical doctors, dentists, dental surgeons, and vets who are actively practicing and are within 10 years of completing their original residency or fellowship
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Newly licensed medical residents who are currently employed, in residency or fellowship
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Newly licensed medical students who are about to begin their new employment/residency within 60 days of closing
Invest in the Future You Deserve.
Not only do you deserve a perfect home, but one that will lead to a better future. We can help you get there.
*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits.